O.D.3: Non-Transactional Non-Relationship Accounts
Refers to Retail and Small Business deposits in accounts that are not transactional accounts under O.D.1 where the underlying depositors do not have other established relationships with the reporting entity that would otherwise make deposit withdrawal highly unlikely. Do not report brokered, sweep or reciprocal deposits using this product, as they should be reported using products O.D.8 through O.D.13.