O.D.2: Non-Transactional Relationship Accounts
Refers to Retail and Small Business deposits in accounts that are not transactional accounts under O.D.1, but where the underlying depositors have other established relationships with the reporting entity such as another deposit account, a loan, bill payment services, or any similar service or product provided to the depositor that the reporting entity has demonstrated to the satisfaction of the supervisory team would make deposit withdrawal highly unlikely during a liquidity stress event. Do not report brokered, sweep or reciprocal deposits using this product, as they should be reported using products O.D.8 through O.D.13.